Checking

Please speak with any of our customer service representatives, or telephone us at 615-446-3732, to obtain current interest rates and service charge information.

Regular Checking Account

Maintain a minimum balance of $500.00 and pay no service charge, maintenance fee, or per check charge.

  • $100.00 minimum deposit required to open
  • Unlimited Check Writing
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay

Now Checking Account

Earn a Competitive Rate of Interest with unlimited check writing privileges

  • Earns a competitive rate of interest
  • Minimum of $1,000 deposit to open
  • A service charge per monthly statement cycle will be incurred if balance falls below $1,000.00
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay

Budget Account

Cost Effective Checking Services for those who need to write only a few checks

  • $100 minimum deposit required to open
  • Monthly Statements with Imaged Checks
  • $6.00 Service Charge per Statement
  • 5 check withdrawals per statement. Additional fees apply for check withdrawals in excess of 5 per statement period
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Telephone Transfers
  • First Order of  Trial 50 Wallet Vintage Checks is FREE!
  • Free Internet Banking
  • Free Bill Pay

Club Deluxe Account

Pay a flat monthly fee and receive a Package of Banking Services

  • $100.00 minimum deposit required to open
  • Free Personalized Club Checks
  • Unlimited Check Writing
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay
  • A service charge of $14.00 per monthly statement cycle includes $20,000 Accidental Death Insurance (This insurance product is not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.) If there is more than 1 account holder, the benefit amount is divided proportionally among all of the accountholders.  If an insured person is age 70 or older on the date of an accident causing loss, the benefit amount payable is reduced by 50%.

Basic Club Account

Pay a flat monthly fee and receive a Package of Banking Services

  • $100.00 minimum deposit required to open
  • Free Personalized Club Checks
  • Unlimited Check Writing
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay
  • A service charge of $12.00 per monthly statement cycle includes $10,000 Accidental Death Insurance (This insurance product is not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.)  If there is more than 1 account holder, the benefit amount is divided proportionally among all of the accountholders.  If an insured person is age 70 or older on the date of an accident causing loss, the benefit amount payable is reduced by 50%.

Senior Classic Account (age 62 and older)

Checking Account for Seniors 62 years and older with no monthly service charge

  • Must be 62 years or older to be eligible
  • Must receive at least one direct deposit per month
  • No Minimum deposit amount to open
  • First order of Checks provided FREE!
  • No Monthly Service Charge, no per Check Charge
  • Unlimited Transactions Allowed
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay

Now Senior Gold Account (age 62 and older)

Checking Account for Seniors 62 years and older with no monthly service charge

  • Must be 62 years or older to be eligible
  • Earns a competitive rate of interest
  • Must receive at least one direct deposit per month and requires other account relationships totaling $25,000 or more (excluding IRA Funds).
  • No Minimum deposit amount to open
  • First order of Checks provided FREE!
  • No Monthly Service Charge, no per Check Charge
  • Unlimited Transactions Allowed
  • Monthly Statements with Imaged Checks
  • 24 Hour Total Access Banking
  • Free Visa Check Card or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay

Student Account

Checking Account for Full Time Students with no monthly service charge (Full time student status must be renewed each year)

  • No Minimum to Open
  • First Order of Checks at NO CHARGE
  • Monthly Statements with Imaged Checks
  • 24 Hour Telephone Banking
  • Free Visa Check Cards or ATM Card upon approval
  • Free Internet Banking
  • Free Bill Pay