Information Security ... How we protect you!

 

The security and safekeeping of your personal financial information is a top priority for the Bank of Dickson.  We understand that your trust in your bank is of paramount importance.  The Bank of Dickson has designed a multi-layer defense of technologies and services to protect you and your financial information.

 

Security Overview

The Bank of Dickson has partnered with Digital Insight of Calabasas, CA to host the Bank's corporate website and Internet Banking website. The Bank and DI are committed to the highest standards of security to protect your financial information. Together, we have created a superior, high security network infrastructure to serve your online banking needs. This security overview will provide you more details of the security features employed to ensure a safe online banking environment for you.

 

Enhanced Logon Security

The cornerstone of a strong online banking defense is a highly secure user authentication program. In addition to strong user password requirements, we have implemented the additional defense of our Enhanced Logon Security (ELS) program that identifies you as the true owner of your accounts each time you log in. If you are a Bank of Dickson Internet Banking user, we provide this additional security feature to you at no charge. This demo of ELS*  will provide more instructions on how to take advantage of this security feature.

*This demo requires that Adobe Flash Player 9 be installed. Click here to download your free copy of Flash Player.

 

What You Can Do To Protect Yourself

Change your password frequently You should change your password frequently and use a combination of letters, numbers and special characters. Never write your passwords down.  Avoid using birth dates, family names and other words which can be guessed easily. Never give your password to anyone!

Never give out your information   Never give our your personal information such as social security number, account numbers, credit or debit card numbers or other personal information to anyone unless you know who you are dealing with. And never give this information to anyone over the phone unless you initiated the call.  The Bank of Dickson will never call you and then ask for this information.

Review your statements   Review your bank statements for suspicious activity. If you see transactions or accounts that you are not familiar with, contact the Bank immediately.

Review your credit report annually  By federal regulation, you are entitled to receive a copy of your credit report annually at no charge from each of the three major credit bureaus. To get you free copy, visit www.annualcreditreport.com. Review your credit report for any suspicious activity or sources of credit that you have not generated. If you find activity that you are unfamiliar with, contact the creditor immediately.

Reduce paper transactions   Whenever possible, Use online services such as online bill pay to remove confidential information from the mail and improve tracking of payments. The Bank of Dickson makes this service available free to all its checking account owners. Research indicates more than 10% of identity theft is caused by stolen mail or trash.

Learn how to avoid becoming a victim  The greatest defense against fraud is to know how fraudsters operate and what they are looking for. For more information of how to avoid identity theft, review these tips from Identity Theft 911.