Bank of Dickson is participating in the FDIC's Transaction Account Guarantee Program.  Under that program through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

What this means to you is that all checking accounts (transaction accounts) held at the Bank of Dickson are insured by the FDIC for an unlimited amount as long as the interest rate on your checking account is less than 1/4%.