The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability of local capital would ultimately be a good thing for all concerned.

Each of the organizers was selected based on proven abilities, overall character and solid reputation within the community. This was a group known throughout the community for their dedication to Dickson County and its people.

By November 1953, the group struck a deal with the City of Dickson for the Main Street building that had housed the Dickson Electric Department offices. Before the year's end, 2,000 shares of new stock were issued to 115 shareholders.

On May 26th, 1954 Bank of Dickson opened its doors to the public. Two days later, an open house marked the beginning of a new era in banking for Dickson County. Literally thousands of citizens attended the historic event.

The Sixties saw the Bank continue to prosper under strong leadership. By April 1960, steady growth had pushed total assets over the $3,000,000 mark. It wasn't long before shareholders enjoyed their first dividend.

The Seventies saw the Bank of Dickson invest its successes directly back into personnel, technology and new facilities. Interest in the Bank had grown to the degree that 1,000 new shares of common stock were offered for sale in 1972. The entire offering was purchased by existing shareholders.

In 1978, an all-new building became home to the Bank's Main Office. The three level, 20,000 square foot facility represented a major milestone in the Bank's service to the people of Dickson County. Complete with a three bay drive-in window, it was designed from the ground up to deliver the ultimate in streamlined service and convenience.

The Bank entered the 1980s as a 25 million dollar concern, and ended it with over 77 million in assets - a threefold increase in just ten short years.

Another big move to accommodate growth was the creation of a new office on Henslee Drive.

A 100% stock dividend, the Bank's third, was declared in January 1982. The next year, shareholders formed the Dickson Financial Corporation, a one-bank holding company. A few successful years later, the Corporation declared a 5-1 stock split, bringing the number of outstanding shares to 100,000. By now, dividends were paid on a quarterly basis rather than annually.

Elsewhere within the industry, the 1980s marked an increase in consolidation. Suddenly, banks were finding themselves faced with hard decisions, and many were swallowed up by large corporations.

Thankfully, the question of abandoning independence was never an issue for the people behind the Bank of Dickson. Rather than jumping on the consolidation bandwagon, Dickson's hometown bank responded with a growing array of new products and services, including a local Trust Department.

Increasingly, the Board saw opportunities to build and grow while staying true to its original mission. In 1992, they remodeled the Highway 46 Office, expanding it with a new eight lane drive-in facility. A few years later, citizens enjoyed the convenience of a new Bank of Dickson ATM located within Horizon Medical Center.

Technology applications continued to move forward as well. 1998 saw the introduction of check imaging. Then, in 1999, customers found a whole new world of options with Online Banking and Billpay.

The Bank's chosen course has paid off for its customers and the community. Presently, the Bank has over $170,000,000 in assets and after 53 years of solid service the future has never looked brighter. Although much has changed since the first plans were drawn up, the important things really haven't changed much at all.

We are presently in the process of remodeling our Main Office on Highway 46. After 30 years we have outgrown this facility and the remodeled version is expected to be finished by December of this year. Last year we were chosen “Best Bank in Dickson County” by the readers of the Dickson Herald and our business continues to grow at a record pace as customers demand the latest global technology with the old fashioned values our founders established 53 years ago.

The founders had a dream and today, every one of us feels privileged to be a part of it. Our Dickson County roots run deep and we wouldn't have it any other way. Drop by and let us show you why personal service has made us the “Best Bank in Dickson County”.